Maiden speeches

1 Jul 2010 15:22:01

Sam Gyimah and Lorraine Fullbrook use their maiden speeches to welcome the Government’s support for small businesses in the Budget

Sam Gyimah Sam Gyimah, the newly-elected MP for Surrey East, delivered his maiden speech on Monday during the Budget debate and welcome the measures announced by George Osborne to help small business:

“As in 1981, our party once again faces the task of redefining our economy and reshaping our society. That is why I welcome the Chancellor’s proposals for small businesses, which are the backbone of our economy. A long-lasting recovery must have its foundations in the private sector, which is where jobs will come from. Jobs will come if we reward enterprise, endeavour and ambition, and if we have a step change in our approach to enterprise. We need to encourage a spirit of adventure. Without accepting that basic premise, we will not have people taking the risks that are essential to creating the next Vodafone, the next Dyson and the next lastminute.com.”

He also spoke from personal experience about why rewarding endeavour is the best way of promoting social mobility:

“Many Opposition Members say that having the state do less by focusing on getting people into work and building an economy based on rewarding endeavour will penalise the less well-off. They are wrong, and I should know. I grew up in very modest circumstances. My standing here in the Chamber is the result of the vision, care and support of a strong mother, who brought us up on her own and overcame numerous odds, and instilled in us character, discipline and the value of hard work. I do not believe that any state programme could achieve what she has. On the contrary, I would have been trapped in poverty, as millions are.

“At university I struggled to pay my rent. But for the generosity of my college, Somerville, I would have been thrown out. That could have been the end of my university education, and perhaps I would not have made it here, so I understand that we cannot leave people to the mercy of markets. For me, the crux of the Budget is that we should empower individuals, families and communities to make the most of their lives.”

Fullbrook Lorraine Meanwhile, in a debate yesterday, Lorraine Fullbrook – who gained South Ribble from Labour – echoed the message about supporting small businesses in her first speech in the Commons:

“Small and medium-sized businesses are the mainstay of employment in South Ribble and the risk takers and innovators of our economy. These business people will certainly benefit from the measures outlined last week by my right hon. Friend the Chancellor of the Exchequer and fellow north-west MP, through his freedom, growth and enterprise agenda, and thanks to the new Government’s regional growth fund, I am delighted that businesses in South Ribble will benefit to the tune of up to £5,000 per employee in national insurance contributions for the first 10 new employees.”

She also called for Government to “get off people’s backs”:

“Above all, the people of South Ribble wanted the Government off their backs and on their side. They believe that they know how to spend their hard-earned money better than any Government, and they voted for power to be handed back to the people. It is with great pride that I am in the House representing the people of South Ribble. I have vowed to put it on the map and to be South Ribble’s voice in Westminster, and not the Westminster voice in South Ribble.”

Jonathan Isaby

1 Jul 2010 11:21:38

In their maiden speeches, Jackie Doyle-Price and Stuart Andrew explain how growing up on council estates informed their political outllook

I said in advance of the general election that the 2010 intake of Conservative MPs would see Thatcher’s socially-mobile children of the 1980s finally arriving in Parliament.

Two fine examples of this breed made their maiden speeches on Monday.

Doyle-Price Jackie Jackie Doyle-Price, who gained Thurrock from Labour, said that tackling the long-term culture of welfare dependency was “probably the single most important ingredient in really sorting out and fixing our broken economy”:

“The need for welfare reform was the main issue that brought me into politics as a teenager. In those days, I was living on a council estate in Sheffield. It seemed to me a real injustice that hard-working families—people working every hour to put food on the table—had no better standard of living than many households where no one was in work. The frequent lament at the working men’s club was, “Why do we bother?”

“Over time, that injustice seems to have become more and more entrenched. The way that tax and benefits interact today means that work simply does not pay for far too many households. The result is that we have a society where too many individuals do not have the self-respect or discipline that comes from work and individual responsibility, the rest of society is burdened by an ever-higher tax bill and we as a country are dependent on migrant labour to fill those jobs that simply do not pay for our workers to do. We cannot go on like this.”

“I hope that the Budget really marks the beginning of our quest truly to reform the dependency culture that exists in Britain today and to give everyone the opportunity and incentive to work. In so doing, we will not only reduce welfare bills, but increase tax receipts to the Exchequer, so that the entire nation will become better off and future Budgets will be a lot less painful than this one.”

Andrew Stuart Meanwhile, Stuart Andrew – the new MP for Pudsey – also talked about his own experience growing up on a council estate:

“I shall say a little about my background. I grew up on a council estate in a family that had very little money. I was the eldest, and even I had hand-me-downs. What helped my family and others was the ability to start a new business. I remember my father starting a small roofing company. It was not much, but it was something. It got him off the dole and it employed another person. That is the sort of wealth creation that we need in this country so that we can help the small businesses to create the wealth to improve the prospects for our future, and also to help the millions of people who have been abandoned by the Opposition on benefits. I think particularly of the young people who are out of work. Through the creation of wealth and jobs we can turn the country round and improve the prospect of helping those people.”

He went on to welcome measure sin the Budget to tackle the Government’s debt and to encourage regional growth:

“Yes, this is a difficult Budget, but these are difficult times and I am glad we have a responsible Budget, one which is sensible and is now clearly endorsed by members of the G20. The scale of our debt is truly terrifying and threatens to restrict what we will be able to do in future years. If we do not deal with the debt now, we will be wasting more than £70 billion a year on interest alone, which will threaten our household interest rates and business growth.

“I welcome the initiatives of the Chancellor for encouraging regional growth. Tax breaks for new businesses outside London and the south-east are particularly welcomed by someone who is a Yorkshire MP. I want to see our private sector grow so that we are not so dependent on the public sector. Capital investment, too, has been mentioned. I was pleased to hear about the Leeds and Liverpool railway line. I know that there are other things that we want for our city in Leeds, for which I will be pressing the Chancellor. All these will encourage enterprise.”

Jonathan Isaby

1 Jul 2010 06:37:09

Helen Grant uses her maiden speech to explain why aspiration, family and enterprise are the keys to social mobility

Grant Helen Helen Grant is filling the not inconsiderable shoes of Ann Widdecombe as the new Conservative MP for Maidstone and The Weald.

In her maiden speech on Monday, apart from paying tribute to her predecessor, she took the opportunity to set out her vision for promoting social mobility:

"I want to say something about social mobility. One of the greatest attributes of the British people is their belief in fairness, and it is that sense of fairness that supports the notion that whatever your starting point in life’s marathon, it does not have to be your personal best for the rest of the race. If you try to move up the field, or even get into the leading pack, you should have the opportunity to do so. Aspiration, family and enterprise have been essential elements in my own personal journey. They are also fundamental in a society in which mobility can flourish and not flounder. I should like to say a few things about each of them.

"I believe in opportunity and aspiration, and in the ability of individuals to achieve, progress and reach their full potential, whoever they are and wherever they are from, if they choose to do so. I came from a pretty humble start, but I was allowed to progress in life because I had the good fortune to engage with people who instilled in me the importance of working hard and aiming high, and values such as individualism, self-empowerment, choice, freedom, free enterprise, self-reliance and self-esteem. I hope that we, as politicians, can advocate and reinforce those values, because if we do we may be able to help many, many people to rise beyond the circumstances of their birth, and if we do that, society as a whole will prosper

"I also believe in the power of the family. I believe that the family is a fundamental and vital tool in holding society together. It can provide security, stability and commitment. In the family we learn how to give, how to share, how to be kind, how to care, and how to build relationships. Those are the foundations that people need in order to progress. Yet for many years the family has been badly neglected as an institution, although it is also key to dealing with issues such as gun crime, knife crime, teenage pregnancy, truancy and antisocial behaviour. I hope that we, as a Parliament, will do all that we can to support the family.

"As for enterprise, it enables aspiration to become reality. It can also create wealth, independence and choice. I set up my first business when I was 11 years old, digging up old bottles from a Victorian dump in Carlisle and selling them at an old curiosity shop. I know that that sounds like something out of Dickens, but it is absolutely true. At one stage I was making about £2 a week, which was a lot of money in those days. I have always loved business, and I have always been enterprising.

"In our country it has nearly always been possible to aim high, work hard, be resourceful, take a risk and make money, but that is changing. Over-regulation is strangling enterprise. Every accident is someone else’s fault, and people are quick to talk about rights—but what about responsibilities? Even our employment legislation has become so potentially onerous that people must be very careful about whom they take on. Any redefinition of a job description can be construed as constructive dismissal, and any criticism of performance may equal “harassment”. I often feel that I cannot give a bad but honest reference without fear of litigation.

"The combined effect of all that is a massive disincentive to enterprise, which is bad for business and bad for Britain. I hope that, through this coalition Government, we can get rid of some of this nonsense, replacing it with a much more common-sense approach."

Jonathan Isaby

30 Jun 2010 11:35:47

“Child of Thatcher“ Chris Kelly and Enoch Powell’s Sikh successor Paul Uppal make their maiden speeches

Two maiden speeches were delivered in the Commons yesterday by new West Midlands Conservative MPs.

Kelly Chris Chris Kelly, who gained Dudley South, spoke passionately of his love for England and of the sense of fairness that the people in his part of the Black Country want the Government to deliver:

“Not only am I proud of my constituency and my area, I am proud of my country. I am fortunate to have travelled extensively, but no matter how exotic or cosmopolitan the destination I have always yearned for England. Part of that is the people. The people of my borough are decent people who strive to do the right thing by society and, most importantly, by their families. As they told me during the general election, they get frustrated when they see others ahead of them who have not “done the right thing”. Their sense of fairness was seriously challenged by the last Government. I am pleased to see this coalition Government restoring that sense of fairness and balance while addressing the scale of the deficit and debts bequeathed to us. That sense of fairness has been severely tested over the last 13 years as we have seen neighbouring Sandwell metropolitan borough council receiving far more per head from Whitehall than Dudley metropolitan borough council. That massive disparity cannot be fair, and my constituents have also expressed their unhappiness in large numbers about many of the local government funded quangos with questionable track records of productivity and efficiency, and a democratic deficit, when my constituents struggle to make ends meet and pay their council and personal tax bills.”

He also took time to pay tribute to Baroness Thatcher:

“I was born in 1978 under James Callaghan, but I am a child of Thatcher. I was honoured to receive letters from the former Prime Minister both during and after the election, and they now hang proudly on my wall. Baroness Thatcher truly is a guiding inspiration. She comprehensively proved that one person can make a positive difference."

Uppal Paul Meanwhile yesterday also saw the Commons debut of the first Sikh to sit on the Conservative benches, Paul Uppal.

He made the connection with one of his predecessors as Tory MP for Wolverhampton South West):

“I have not traditionally been an individual who has subscribed to a fatalistic view of life, but I have found my scepticism tested by the fact that my majority of 691 that has bought me to this great House is exactly the same as that of another young Conservative Member of Parliament who won the seat of Wolverhampton South West for the first time in 1950—one Enoch Powell. I make that statement with my tongue firmly pressed against the inside of my cheek and an ironic smile on my face. I also appeal to all Members of the House to take me to one side and proofread any of my speeches should I feel compelled in 18 years’ time to make a controversial speech at the Midland hotel. That is unlikely to happen, primarily because the hotel is no longer there, but I have lived enough of a life to know that one should never say never—I ask the Hansard reporters to note that my tongue is now firmly affixed to the other side of my cheek.”

He went on to raise the issue of postal voting fraud:

“Forgive me if I have strayed on to controversial ground, but as I suggested earlier, straight talking and a no-nonsense approach is the Wolverhampton way. In that vein, I would make a plea for all Members to revisit the issue of postal voting fraud, which, I am sad to say, appears to be alive and well in many of our metropolitan areas. Since I was elected, I have been approached by numerous individuals in my own constituency who have spoken to me about the issue. In my case, it worked against me; I would say to Opposition Members that there might be cases where it will have worked against them. In any event, we are all very much at a crossroads. I can envisage a time soon when very easily and quickly we will all face an escalation of a fraudulent race here, as either side endeavours to outdo the other. I hope that Opposition Members will trust my motives for wading into this area, as it damages us all in this House and damages our reputation as a country.’

Jonathan Isaby

26 Jun 2010 18:30:00

In their maiden speeches, Dewsbury MP Simon Reevell says that communities must integrate as John Stevenson suggests that the Government move civil servants to his constituency of Carlisle

Two more maiden speeches to note from this week.

Reevell Simon On Tuesday, Simon Reevell – who gained Dewsbury from Labour’s Shahid Malik – gave his maiden speech in the Commons. Representing a particularly multi-ethnic constituency, he spoke about the importance of integration:

“Integration is important—it is not about where someone is from, but the extent to which people are prepared to mix, and ensuring that we respect one another, whatever our cultural differences. It is about asking ourselves if a particular course of action will be helpful or inflammatory; whether something we want to do or even want to wear can be better explained or even changed if it alienates others. It is a central issue in the town of Dewsbury. We are entitled to expect integration and to say to community gatekeepers that their role is to hold the gate open, not force it shut. I pay tribute to all the organisations that do so much already to pursue that course.”

He also said that he wanted people who work hard to be rewarded appropriately:

“Many people in my constituency are fed up with working hard and doing their best, and seeing others who make little or no effort being better off because of the vagaries of the benefits system. The system is unfair and I am delighted that, under the coalition Government, it will change to reward those who strive in the face of adversity, rather than those who sit back and ask, “What can I have for as little effort as possible?”

Stevenson John Meanwhile Wednesday saw a maiden speech from the first Conservative MP for Carlisle since 1959. In that first speech in the Commons, John Stevenson gave his backing to more elected mayors and decentralisation:

“We must decentralise. It is important that we take decision making back to the communities and allow local people to make local decisions for themselves. Whitehall has a role, but that role has become far too big. We now have the opportunity to return power to local people. I genuinely believe that elected mayors offer a way forward, because they bring transparency to local decision making and make people aware of who is in charge of their local community.”

He also proposed that the Government might like to save money by relocating civil servants to Carlisle:

“The public sector is still important—still vital to our economy and our communities—but it has to innovate, think differently and do things differently. Let me make one suggestion to Government Departments. Carlisle has a low cost base, housing is of good quality but relatively cheap and our industrial sites are cheaper than those in many other places. I therefore suggest that the Government should consider moving Departments from the south to the north. Doing so will save them money and help to regenerate parts of Carlisle.”

Jonathan Isaby

26 Jun 2010 12:38:54

In their maiden speeches George Eustice invites the Government to harness a culture of enterprise and Matthew Offord asks them to instill in people a sense of aspiration

Eustice George During Thursday's deliberations on the Budget debate, George Eustice, who won his home seat of Camborne and Redruth from the Lib Dems, gave his maiden speech and called on the Government to harness a culture of enterprise:

"My number one priority for the area will be economic regeneration. I was delighted to hear the Chancellor say in his Budget that he does not propose to make a further cut to total capital spending. If we want to improve our infrastructure and competitiveness and rebalance our economy, it is essential that we continue to invest in that infrastructure. He is also right, however, that we should switch the focus to creating new enterprises and businesses, and that in particular we should encourage the development of new enterprise in those regions such as mine that have perhaps been too dependent in the recent past on the public sector. There is only one way out of the current recession: through new businesses setting up and new industries being created. We need to harness a culture in which entrepreneurs are willing to get out there, take risks, have a go, and feel that they can make a difference."

He was quick to emphasise that he sees the role of government as an enabler:

"Government cannot simply drop all the answers. I have heard a great deal in the debate today about how Government can do everything, but they cannot. In the final analysis, we need talented individuals to come up with the solutions. The role of Government is to enable those individuals, not to try to replace their role."

Offord Matthew Meanwhile Matthew Offord, who gained Hendon from Labour, spoke about the need to instill in people a sense of aspiration in his first Commons speech:

"Given the importance of cities to Britain’s future economic prosperity, I urge the Government to recognise that suburban constituencies must play a key role in their policies for urban regeneration. Many commentators share my view, recognising that suburbs are the forgotten dimension in our urban policies. There are many initiatives that could overcome that issue. In the past, the former Member for Sedgefield spoke about “Education, education, education”, but I think that that was too narrow a focus. I would prefer us to instil in our people a sense of “Aspiration, aspiration, aspiration”, which will continue with them throughout their adult lives. But we cannot do that on a national scale. We need to allow local people to implement the right social and economic priorities for themselves on a suburban scale."

"Under the previous Government there was an increase in violent crime. More than 40 years ago Robert Kennedy told an audience that there is another kind of violence besides physical violence—one that is slower, but just as deadly and just as destructive—and that is the violence of institutions, particularly when they become indifferent, show inaction and produce slow decay. That is, in essence, a neglect of aspirations by politicians and policy makers. Because we do not have any money, we must look at alternative ways of reducing our deficit and improving our country.

"Because of the massive economic deficit we must win the argument, particularly Conservative Members and with our colleagues the Liberal Democrats, that it is the opportunity of aspiration that will create private sector employment and pull us out of the state that we are in. It will not happen as a result of some of the objectives proposed by Opposition Members. We need to recognise that different communities work in different ways, be they rural, urban or suburban, and we have to give our constituents the ways and means to address the problems that they face and to introduce the right conditions for themselves."

Jonathan Isaby

26 Jun 2010 11:16:00

Jack Lopresti, Steve Brine and Rebecca Harris all consider the forthcoming Strategic Defence Review in their maiden speeches

Monday's debate on the Strategic Defence Review saw three more maiden speeches from new Conservative MPs.

Picture 16 Jack Lopresti, who won the newly created Filton and Bradley Stoke constituency on the outskirts of Bristol, was able to draw on his own personal experience:

"My own military experience is as a serving Territorial Army soldier. I am a Gunner with 266 Commando Battery of the Royal Artillery. As a mobilised reservist, I had the huge honour and privilege to spend a year serving with the mighty men of 29 Commando Regiment, five months of it in Afghanistan on Operation Herrick 9.

"As a private soldier, Gunner Lopresti, I spent my tour in Helmand, where I saw at first hand what decisions made in the House of Commons can mean for the men and women on the ground. I worked with the Rifles for a bit of my tour of duty as a member of infantry force protection on the Medical Emergency Response Team, who work in the back of a Chinook helicopter. I watched some awe-inspiring young people fly in and out of danger to pick up and treat casualties, sometimes in the very worst of circumstances and sometimes successfully, sometimes not. I learnt exactly what our future decisions could mean. I also worked alongside a remarkably brave and inspirational soldier, a Lance Bombardier from 29 Commando, whose foot and lower leg were blown off by an improvised explosive device while he was driving a Land Rover with no mine protection in 2006 and who, less than two years later, was back doing a second tour of duty with his regiment as part of 3 Commando Brigade. That was just amazing.

"My experience is what will inform my thinking when the debate on the shape of our military future takes place. Our new Prime Minister and my right hon. Friend the Secretary of State for Defence will certainly have the support of this new Member of Parliament if our Government honour their commitment to renew and strengthen the military covenant, but I will also reserve the right to be a critical friend, not only mindful of Britain's place in the world and our international duties and obligations, but conscious above all of our duty properly to equip and care for those who put their lives on the line for our country. This country needs many culture changes; let us ensure that the ongoing welfare of our servicemen is among them."

Steve Brine Steve Brine, who gained Winchester from the Lib Dems, delivered his maiden speech on his wedding anniversary, and told the house that he hoped that it was "just about a good enough reason for not wining and dining Mrs Brine this evening":

"My constituency has a proud military tradition, and I look forward to making my voice heard in the House on defence matters. The city has no fewer than five military museums, including the Royal Hampshire Regiment museum. The Royal Hampshire, now the Princess of Wales's Royal Regiment, is based in Winchester and counts a Brine, my grandfather, as part of its proud history. The city will be very much focused on the brave men and women of 11 Light Brigade on Wednesday this week, when we host the royal welcome home parade from Afghanistan. I will be there, of course, as will several Front-Bench Members. I assure the House that we will give the brigade the best Hampshire welcome home.

"In my constituency we are proud of our military history, but it is not all about museums, and it must never be. The Army is still firmly in my constituency at Worthy Down camp, which is still-for now, at least-the home of the Adjutant General's Corps. My constituency also includes the Army training regiment, whose future I am keen to secure as contracts are considered and reviewed for initial support and logistics training.

"The strategic defence and security review is a marked opportunity for our nation to re-engage not only this House-we have certainly done that this afternoon-but the wider public in the invaluable work done by our armed forces to secure our national security. While I am in this House, I intend to be a clear and persistent voice in favour of ensuring that the new Government honour their promise, as I know they will, to repair the military covenant for the sake of our men and women in the field, as well as the families back home living in places such as Worthy Down camp in my constituency."

Rebecca Harris Finally from this debate came the Commons debut of Rebecca Harris, the new MP for Castle Point in Essex. She said how much she was looking forward to seeing members of 1st Battalion the Royal Anglians - better known as the Vikings - joining the Armed Forces Day parade in her constituency today:

"The Vikings recruit in and around my constituency and are just back from a third tour of duty in Afghanistan, where they have fought bravely, helping to provide security to the Afghan people and to us in the UK in turn. They lost five of their number and many more were injured. I had the privilege of receiving last week a briefing at county hall from their senior officers on their achievements during the mission, and was greatly encouraged by the progress they have made on reconstruction and development, on winning over the local community leaders, and on investment in the training of the Afghan national army and police. More than 10,000 Essex people turned out last week to give them a proper Essex welcome, demonstrating their heartfelt support for those who bravely put their lives at risk on our behalf.

"However, that support has not stopped those same people from asking searching questions about the mission and equipment, and about the care we give to the injured and their relatives, both in mind and body. Some ask why we are in those locations, what we realistically hope to achieve, and whether all the money and personnel could be better deployed in protecting our domestic security in a more direct way. Like many others, my constituents have experienced terrorism first hand and its changing character over the years. The IRA sought to detonate an oil storage tank on Canvey in the '70s, and many of my constituents work in London and were affected by 7/7.

"I hope the defence review gives us a proper chance to look hard at our priorities as we consider how best to make our country secure again, with the background of a diverse and rapidly changing security threat, and the realities of our economic circumstances. My briefing from the Vikings showed clearly the principle that security can be won and maintained only through the combination of military and policing action, negotiation and diplomacy, and aid and investment, and that one should not undermine or work against the other. I hope that the strategic defence and security review, while determining the future shape of our defence and armed forces, will also give the British public confidence that when our brave men and women are sent to war on our behalf, it is for this country's security interests."

Jonathan Isaby

26 Jun 2010 06:59:04

Conor Burns uses his maiden speech to highlight the absurdity that potential English language students from overseas have to learn the language before they can come to Britain... to learn the language

Picture 16 In a break with convention, Conor Burns - who was elected MP for Bournemouth West at the general election - secured his own adjournment debate at the end of business on Thursday in which to deliver his maiden speech.

He chose to raise issues asociated with the many schools across the country (of which a number are in his constituency) teaching English to foreigners. He argued that the Labour Government imposed restrictions upon those seeking to attend such schools which risk damaging the economy not only in his constituency, but in Britain as a whole.

Here are the highlights of what he told the Commons:

"More than 500,000 students a year choose to learn English in Britain. That figure accounts for almost 43% of all students who choose to travel abroad to learn English. It is estimated that they contribute more than £1.5 billion to the UK economy every year. It is appropriate that we talk about this in the context of the Budget that my right hon. Friend the Chancellor introduced earlier this week. We have been talking about diversifying the UK economy, away from sole reliance on the financial services sector, and this is a massive export for our country and a contributor to the bottom line."

"Why am I raising this subject now? It has become a problem because of what the previous Government did in their dying months of office. Immigration became a rising political topic as we got closer to the general election, and the previous Government, in an attempt to be seen to be doing something, did the old civil service Sir Humphrey thing: "We must do something; this is something, so let's do it." They changed the criteria on the requirement for competence in the English language that was needed for someone to come to Britain to study English. They also changed the student visa arrangements so that such a person had to return to their country of origin to extend their visa.

"I wish to draw attention not just to the question of the English language schools and the employment that they generate in Bournemouth and Poole, but to the welcome additional earnings in the household budgets of the host families who welcome students into their home, and to the boost to the local economy when students' family and friends come to visit, stay in local hotels and use local restaurants. Professor Fletcher of Bournemouth university has estimated that they contribute more than £200 million to the local economy in the Bournemouth and Poole area."

"The previous Government were right to recognise that there was a problem with some bogus schools, and they put in place measures to try to deal with them. Prior to the introduction of the points-based system, it was estimated that up to 50,000 students could be using the student visa system as a way of staying in the United Kingdom illegally. In April 2009 they introduced the new system, which forced schools to gain Government accreditation and led to the closure of several thousand bogus language schools. Great strides were made in tightening up the system.

"On 12 November 2009, only months after the system was put in place, the then Prime Minister ordered a review of it due to concerns about those coming in to study at below degree level. The hon. Member for Oldham East and Saddleworth (Mr Woolas) said about that on 11 December 2009:

"I would like to make it absolutely clear that no firm decisions as to whether and what changes ought to be made to Tier 4 have yet been taken. The responses we have received from all parts of the education sector have suggested that there is the potential for some of the broader review questions to affect the UK's attractiveness as a destination for study if they are implemented. Damaging the education sector is not the aim of the review."

"However, the reality is that the outcome of the review has done just that. I wish to go into some detail about what the change to the English language requirement has done. I shall quote a letter from my right hon. and noble Friend Lord Eden, who posed a simple question to my hon. Friend the Minister for Immigration on 20 May. He wrote:

"The simple question that needs to be answered is how are students that are coming to this country to learn English supposed to be able to qualify in English language proficiency in order to receive a student visa?"

"It is not just a very basic understanding of English that they require. The definition of B1 competence, which is the equivalent of about an A* GCSE, is that a student can "understand the main points of clear standard input on familiar matters regularly encountered in work, school, leisure, etc. Can deal with most situations likely to arise whilst travelling in an area where the language is spoken. Can produce simple connected text on topics which are familiar or of personal interest. Can describe experiences and events, dreams, hopes & ambitions and briefly give reasons and explanations for opinions and plans."

"It seems to me that if someone is able to do all that, they are pretty fluent and would not necessarily need to enrol themselves on an English language course. We are saying to students, "Learn English so you can qualify to come here to study and learn English in Britain." It is painfully ridiculous."

He went on to express his fear that English language schools in other parts of the world will take the students instead and that the UK will lose out, before concluding:

"I hope that the Home Office will continue to review the changes that the previous Government implemented. We can learn much from other countries and how they handle matters. I am not standing here simply to complain about the previous Government's actions because that is futile. The coalition has an opportunity to review much of that and find other solutions. For example, we could move to a bond system - I know that my hon. Friend the Minister for Immigration examined that before the election - whereby the student pays an up-front sum of money, which would make absconding much less likely. We could have an assessment level, whereby we examined the risks posed by students from particular risk countries, and we could have a classification system, whereby we perhaps relaxed the rules for others.

"The changes that the previous Government made are having a profoundly worrying and detrimental effect on businesses in my constituency and throughout the country. I hope that the Under-Secretary will examine all the alternatives because we can be proud of the English language schools sector. The English language is one of our greatest assets. English is the language of world commerce, and if we shut off the ability of those schools to thrive, to welcome people to our shores and to enable them to immerse themselves in our language, our culture and our values, in time we will look back and realise that we made a very fundamental mistake."

As the BBC reports, the Government is promsing to review the situation, with Home Office minister James Brokenshire saying in replying to the debate:

"The Government are committed to attracting the brightest and the best to the UK, which is why we are determined to encourage legitimate students to come here for study. The UK is the second most popular destination for international students-second only to the United States. We must therefore ensure that our immigration system does not inhibit the education sector, which we recognise has to compete in an increasingly competitive global market."

"The Minister for Immigration intends to undertake a thorough evaluation of the student system in the coming weeks and months, to ensure that the measures currently in place strike the right balance between providing a user-friendly route for bona fide students and education providers and keeping out those who would seek to abuse the student system. Let me be clear: the Government want to encourage genuine students who seek to benefit from our world-class education system and to take away knowledge, skills and a sense of our culture, which they can then put to good use in their home countries."

Jonathan Isaby

25 Jun 2010 11:55:53

Karen Bradley calls for Parliament to pass simpler and clearer laws in her maiden speech

Bradley Karen Karen Bradley is the new MP for Staffordshire Moorlands, the seat in which she was born. In her maiden speech yesterday she called for more clarity and simplicity in the legislation passed by Parliament:

“My professional background is as a chartered accountant and chartered tax adviser—and I realise how many people would be disappointed if the word “tax” did not appear in this maiden speech. Over the years I have advised businesses, large and small, on their tax affairs, I have seen many instances of where the intention of the law has been altered in practice, not by another Act of Parliament or even by a judge, but by officials in Government Departments—in my particular case, by Her Majesty’s Revenue and Customs. That is a question not necessarily of unintended consequences, but of deliberately altered consequences by officials.

“Let me provide a concrete example of what I mean; it relates directly to our debate on green energy and reducing carbon emissions. Under the Finance Act 1999, the then Government encouraged people to cycle to work—which given the terrain in the Moorlands, would keep us extra fit. Parliament determined that if businesses provided cycles for their staff, that provision would be exempt from tax. There are several ways that a business could do that—for example, by creating a pool of bikes or by setting up a salary sacrifice scheme. In the latter case, a credit agreement between the employer and employee is required.

“One of the principles in the legislation is that the benefit should be “generally available”. However, HMRC guidance drawn up in the normal way on the matter results in a subtle, but different, position—that the benefit must be “available to all”. Crucially, employees under the age of 18 cannot enter into a credit agreement. This means that most employers could not offer the option to all employees; and, according to the Revenue, if it is not available to all, it cannot be available to any.

“A Department for Transport guideline produced 10 years later attempted to clear up the anomaly, but why did we need guidelines from one Department to interpret guidelines from another when the intent of the law was quite clear? Why should HMRC apply the rules in this way? Did not Parliament say that it wanted this tax exemption to be given to employees to encourage green transport? Who gave the Revenue, a Government agency, the right to re-interpret the law? That may seem a small instance, but it is indicative of the larger problem we face. There is a culture of control often masquerading as advice, and there is a tendency to complicate the law—and not just in the area of tax.

“Too many times my constituents have said to me that they do not understand why MPs or councillors have to take legal advice or are following the official guidance rather than doing what the intent of the law says. Parliament must be supreme, and not just in fiscal matters. Ministers and Members of this House must be confident that they are the masters of the rules, because they are accountable to those who have sent them here. If we pass fewer but simpler and clearer laws, there will be less scope for confusion. Simplicity will help Parliament maintain that supremacy, while transparency will also help to restore the reputation of politics.

“Our electors are more than capable of judging what we are doing—and seeing whether it is worth while—if they can see what it is, and clarity of principle might even increase interest in the business of Parliament. People will see this House as a place of serious and relevant debate, and, dare I say it, simplicity might even help us make efficiency savings. I therefore ask that in this Budget debate, and in the debates that follow on of the Finance and other Bills, we ensure that what we intend the legislation to do is what officials implement and enforce.”

Jonathan Isaby

24 Jun 2010 17:33:11

Richard Fuller and Andrew Jones commend the work of charities and social enterprises in their maiden speeches

Two maiden speeches by members of the new Conservative intake this week have taken particular time to praise the work of social enterprises, charities and community groups.

Fuller Richard Richard Fuller, who gained Bedford, said during Tuesday's debate on the Budget:

“The challenge for the Government, met in the Budget, is to balance our books while rewarding work; to find a way in which our public services can support and raise up the people of this country who need their help, and not—as happens too frequently, despite the best intentions—hold them down. I believe that a key to that is unleashing the power, potential, leadership and creativity of our social enterprises and charities.”

“In Bedford, groups of charities have already come together in a formal coalition, Consortico, which will enable them better to compete for the contracts that local government offers. Those charities and social entrepreneurs need the Government as an ally who will enable them to overcome the inertia and intransigence of some arms of the bureaucratic state. We need the leaders of the arms of the bureaucratic state to become champions of unbundling their privileges, not intransigent defenders of their own interests.”

He concluded:

“It is said that courage is often found in the most challenging times. With the very difficult measures that he proposed in his speech today, the Chancellor has shown us the courage that is needed, and that he can set us on the right course. We need a House that can both strive for the most important interests of this country and amplify the weakest and quietest voices in our community. The people need a House that can be a beacon for liberty, freedom and democracy for those in the world for whom those are still ideals and not reality. We need a House that will restore probity to the public finances, so that future generations of Britons are not shackled by the excesses of this generation. The Budget has made a start.”

Jones Andrew Meanwhile, as the debate continued yesterday,the new MP for Harrogate and Knartesborough, Andrew Jones, echoed many of those sentiments:

"One of the reasons for the high quality of life in Harrogate and Knaresborough is the quantity and range of community groups and social enterprises. I have been particularly impressed on my visits to social enterprises such as Paperworks, Claro Enterprises, Horticap and the Little Red Bus. Numerous voluntary groups do so much to add to the quality of life in our area, and there are 400 charities registered. I have seen the difference that volunteering and social enterprises make, and I welcome the Government’s support for the third sector."

He went on to highlight the importance of tackling debt:

"I heard comment after comment from people fearful of the scale of debts facing our country, knowing that the action to deal with them would not be easy. People have understood that the need to tackle the issue was urgent, but that there would be better times ahead when the consequences of the previous Government’s debts are dealt with.

"There is a lesson from Harrogate on the benefits of clearing debts. The local council has been active in repaying its debts, keen to clear liabilities and save taxpayers paying for interest. Paying interest does not appeal to Yorkshiremen and women—we are famous for liking value. Paying interest is using funds that could be put to better purpose. In this case, I believe that the money that is being saved will be used to expand the local recycling service. The contrast is stark: paying interest, or investing in environmental initiatives. In less than three years, the council will be debt free—the consequences of a good Conservative administration. It will take us far longer than that to clear the debts that we have inherited."

Jonathan Isaby

24 Jun 2010 13:47:11

New Lancashire Conservative MPs Mark Menzies and Eric Ollerenshaw cover defence matters in their maiden speeches

In Monday's debate looking ahead to the Strategic Defence Review, two newly-elected Lancashire MPs delivered their maiden speeches.

Menzies Mark Mark Menzies, who inherited the Fylde seat formerly represented by Michael Jack, told the House:

"We make things in Fylde. It is the home of nuclear fuel, employing 2,000 people, and in a future debate I wish to expand on that point. It is home also to the military aircraft division of BAE Systems, employing more than 8,000 people directly. Indeed, it is not only the home of the Typhoon Eurofighter; Nimrod final fit-outs and all the developmental work on unmanned aerial vehicles takes place there. The Americans take the credit for many things, but one thing for which they cannot take credit is that technology. The United Kingdom is the world leader in that technology, and it is developed in my constituency.

"On the defence review, I should like to make an appeal to the Minister. I know that budgets are tight and many Members from all parts with interests in defence procurement are making pitches, but we need Typhoon tranche 3b for a number of reasons. We live in an unpredictable world, and, as my hon. Friend the Member for Harwich and North Essex (Mr Jenkin) said, we cannot tell what the future holds, other than that it will be unpredictable. At times Government Front Benchers talk about export potential, and British Aerospace is working very hard in Saudi Arabia, Oman and Japan to win exports. However, the aircraft's cost model is built on the premise of a future RAF order, and Ministers must be aware that if a future order is not forthcoming the cost dynamics will change, and BAE might not be competitive with the United States and France in export markets."

Unusually, he concluded by paying tribute to the Unite trade union:

"I may be the only Conservative Member to do so, but there we have an example of the trade union working with BAE management and the Government to deliver what is important: a quality product, products coming off the production line and everyone pulling in the same direction. I really hope that Unite continues to work with the current Government and with BAE to deliver that."

Ollerenshaw Eric Later, Eric Ollerenshaw, who won the newly-drawn Lancaster and Fleetwood constituency, praised the Territorial Army, which has a large base in Lancaster:

"Across the north-west, 3,400 volunteers-men and women-are in the TA, on top of the Royal Naval Reserve, the Royal Air Force Volunteer Reserve and the Royal Marines Reserve. Since 2003, 1,700 of those volunteers have served in Afghanistan, Iraq and the Balkans. I wish to pay tribute here to the chairman of my association, Dr Robin Jackson, who is commander of 207 Field Hospital (Volunteers), soon to go out to Afghanistan. I am sure that all hon. Members' prayers, as well as mine, go with those people on their second tour of duty in that country. I was so pleased when, in response to questions from more eloquent Members than me, the Secretary of State spoke about the importance of our reserves, what they contribute, and the mobility that they give to this country and to the Army's capability. They are a fantastic operation."

He also pleaded for our troops to be properly equipped:

"As I am sure most Members understand, all our constituents are questioning our engagements abroad at the moment. Certainly in my constituency-where people are, as they say, not backward in coming forward-the jury is still out on what is going on in Afghanistan. However, I will tell Members what they will not put up with and what they expect from this new Parliament: whatever future engagements the Government have for our soldiers, whether regular or volunteer, never again should they be sent out there without the best equipment that this country can provide."

Jonathan Isaby

24 Jun 2010 07:38:02

Rory Stewart delivers an unconventional maiden speech in Westminster Hall

Stewart Rory Rory Stewart was always going to be an unconventional MP. The former soldier, diplomat, academic and writer has already fitted much into his 37 years and was one of those who came forward to join the Conservative candidates' list last summer after the MPs' expenses scandal.

He was elected at the general election as MP for the seat of Penrith and the Border in Cumbria, which is why he was moved to break convention and deliver a maiden speech in Westminster Hall yesterday on the subject of the tragic shootings in that county on June 2nd which saw the deaths of twelve people. The debate had been in initiated by the Labour MP for Copeland, Jamie Reed.

Foregoing the right to give a traditional maiden speech in the Commons chamber, here's what Rory Stewart told the MPs in the parallel Westminster Hall chamber:

"I was not intending to make a maiden speech today, but I can think of no better example of what Parliament is about than the issue that the hon. Member for Copeland (Mr Reed) has brought us. There is a precision, a compassion and a sense of dialogue and openness in this room that I wish was more present on the Floor of the House, so I am proud to be making my maiden speech. The hon. Gentleman’s contribution was immensely deeply felt and measured. He balanced the kind words of Tony Parsons with the horror of cheque-book journalism. His commitment to the West Cumberland hospital really came across, and I very much hope that our Government will be able to sustain the hospital. As the hon. Gentleman said, the Prime Minister was very impressed by his visit.

"As the hon. Member for Barrow and Furness (John Woodcock) pointed out, Cumbria is a dense and complex web, which stretches across the artificial boundaries created by the Boundary Commission. Grandchildren of constituents in Brampton were in the hon. Gentleman’s constituency when the shots were fired. In all that we do, I hope that we reflect that dense web of Cumbrian culture in two specific ways. I hope that we look at the lessons of the tragedy in terms, first of distance and secondly of the way in which we conduct the inquiry. Both should reflect Cumbrian approaches.

"In terms of distance, we need to understand the sad but powerful lesson that we represent a county defined by its sparse population and long distances. That is why the West Cumberland hospital matters and why we in Penrith and The Border think all the time about what would have happened had some terrible tragedy occurred in Kirkby Stephen, which is an hour and a half from the Carlisle hospital.

"In this time of potential budgetary cuts, we need to fight hard to make sure that the police services that got 47 armed officers on the ground within an hour continue to be able to do that. We should also remember that recent events are an argument against hasty amalgamations, against closing our cottage hospitals and turning them into big hospitals, and against amalgamating the Cumbrian police with the Lancashire police. As we have seen, local services are much more responsive and flexible, and they can draw on services available in other parts of the country and make them operate more effectively.

"We need to fight for such things. That is partly because although Cumbria is one—although we are a dense web—the needs of people in Copeland are very different from those of people in Penrith and The Border. Although we are one, we are also divided in very sad ways. The life expectancy figures on the west coast are nearly 20 years shorter than those in the east of Cumbria. Those are the kinds of things that we need to work together to overcome. They are also the reason why all our specific services—the police, the fire service and social services—need to be local, adept, flexible and focused on specific communities and to be pragmatic in responding to them.

"That brings us to the inquiry. The hon. Member for Copeland talked about Cumbrian virtues. As he said, the fundamental element of Cumbria and of the whole border is people who are slow to react and slow to anger, but who, when they are determined, are resolute and focused. Let us hope that the inquiry reflects those values. As the hon. Gentleman said, we should not rush into anything, but once a decision is made we should stick with it and push it through.

"We should not have some grand commission based in London, with people who know nothing about Cumbria, guns or mental health pontificating in an abstract fashion. We need the very virtues that the hon. Gentleman saw in the local newspapers to be part of a local inquiry and a local commission. Those involved should include mental health professionals, the police and, above all, Cumbrians. Too often, our farmers and our teachers are ignored in favour of distant bureaucrats. Let the commission and the inquiry reflect Cumbrian values; let those involved be slow to anger and resolute, but also precise, pragmatic and focused on the exact events of the day of the shootings.

"On that point, let me end my maiden speech by saying that it is a great honour to stand in this room with the hon. Gentleman, who is an impressive leader. It is also a great honour to participate in a debate that shows the precision, level of inquiry and openness that I hope can characterise the House as a whole."

Jonathan Isaby

23 Jun 2010 16:40:29

Oliver Colvile and Karen Lumley make the maiden speeches they have been waiting a decade to deliver

Two more of the Class of 2010 who stood twice in the same seat before successfully being elected made their maiden speeches on Monday.

Colvile Oliver Oliver Colvile, the new MP for Plymouth Sutton and Devonport, began his maiden by paying a personal tribute to Dame Angela Rumbold:

“I came into politics as a Conservative party agent. For 10 years I was Angela Rumbold's agent, who I am very sad to say died on Saturday evening. I am very sorry about that, because she was an incredibly good friend and I am grateful for all the advice that she gave me - I am thinking about the speech that I am making now as well.”

He then went on to highlight the issue of combat stress:

“The big issue that I feel is going to be important in this debate on the strategic defence and security review is that of combat stress and the facilities that we need, including in Plymouth. I realise that a number of colleagues have spoken about this issue, but I very much hope that my right hon. Friend the Secretary of State takes on board the ticking time bomb that is lurking in Plymouth as well. Coming from a service family whose father entered the Navy at the age of 14, I was brought up with an understanding of some of the mental health issues that went with his colleagues and friends. Recently, the Royal British Legion made it clear to me that it can take up to 14 and a half years for issues to do with combat stress to become apparent.

“Plymouth has a serious drug and alcohol problem. Unless we take action now, I am afraid that we will be putting greater pressure on our health service, police, prisons and housing, so I would say that this is a case of "Action stations now". If I do nothing else in my time in this House but raise the issue of mental health and combat stress, I feel that I will have made as significant a contribution as those other Members, including Dame Joan Vickers, who was a pre-eminent Member of Parliament.”

Lumley Karen Meanwhile, Monday also saw Karen Lumley make her Commons debut after beating Jacqui Smith in Redditch at her third attempt.

She told the Commons:

“Jacqui Smith and I have three things in common. We are both mothers with two children, we both have sisters called Sarah, and we both have husbands called Richard. But I think we will leave that one there.”

She went on to speak with pride about the constituency she has fought so long and hard to represent in Parliament:

“Redditch county is a mixture of rural and urban communities and in that there are many challenges to face. The town of Redditch has suffered the loss of many manufacturing jobs over the years, especially with the demise of the car industry. However, in their place, there are many small and medium-sized businesses that will be looking to us to try and build the economy and ensure direct investment into our country and into Redditch… I am so proud to be here, standing up for the people of Redditch county, and fighting on their behalf. It has taken me 10 years, but it has been worth it.”

Jonathan Isaby

23 Jun 2010 15:48:20

Penny Mordaunt and Sheryll Murray speak up for the Navy in their maiden speeches

MORDAUNT PENNY Penny Mordaunt won Portsmouth North at the general election and in giving her maiden speech during a debate on defence matters on Monday, she declared that like Sir Rogere Keyes, her one-tome predecessor as MP for Portsmouth, she intended to regularly come to the chamber “to speak for the Navy”:

“I was at primary school in Portsmouth during the Falklands conflict. Britain did not expect to face such an act of territorial expansion, but the Navy was unfaltering in its readiness and commitment to the defence of the British people. That spirit of duty and service made a deep impression on me, even though the Navy had already played a major role in my life before that. Indeed, I am named after HMS Penelope, which was the first cruiser able to do a complete about-turn within her own length-a manoeuvre that I hope never to have to deploy here.

“That spirit of service is as strong as ever in the Royal Navy, but although it is understandable that recent debates in the House and the wider media have focused primarily on the Army, the senior service has, as a consequence, often felt under-represented and unappreciated. I am sure that Members on both sides of the House recognise the contribution that the Navy makes to our way of life, to our ability to trade, to hydrographical and meteorological services, to tackling crime and to providing help in times of crisis. However, the breadth of its role should not detract from the depth of its contribution to the defence of the realm-continuous at-sea deterrence, delivery of commando force and air assets and mine counter-measures are but a few of its roles.

“In the review, we must not be sea-blind. We face very tough challenges and calls for immediate cuts. To see the scale of the challenge, one has to look just at the disparity between what the last strategic defence review suggested for the Navy and the current number of ships in service or planned to be in service. For example, the last review recommended 12 destroyers, but we are building only six. To close the gap between need and affordability and to preserve the development and maintenance capability that we want in our bases and dockyards, we need a planned but flexible approach to procurement. The review must listen to the drum beat of production in those UK yards and must seize every opportunity to strengthen UK exports.”

Murray Sheryll Meanwhile Sheryll Murray, who gained Cornwall South East from the Lib Dems, also chose to concentrate on naval matters:

“HMS Raleigh - the Royal Navy's premier training establishment in the south-west and a real part of the community, where all ratings join the service and receive the first phase of their naval training - is located in South East Cornwall and has considerable influence on the town of Torpoint, as well as the Rame peninsula. Four new accommodation blocks, built as part of the major upgrade of facilities, have recently been unveiled. They are named Antelope, Ardent, Sir Galahad and Conqueror to commemorate four ships that played a part in the Falklands campaign.

“I have a specific interest in the Navy because my daughter is a serving Royal Navy officer. I have gained first-hand knowledge of the various ways in which our senior service operates in many roles around the globe. The Royal Navy is flexible, resilient and capable, providing Government with a range of options to deal with threats and challenges facing the UK and her allies. The varied tasks undertaken include: providing support for the Department for International Development; supporting the Home Office in protecting the territorial integrity of our home waters; providing fishery protection in English, Welsh and Northern Irish waters; and supporting the Cabinet Office in co-ordinating UK maritime surveillance information.

“The UK has been the world's most successful defence exporter over the past 10 years, and the naval sector earns around £3 billion of revenue per year. Flag-officer sea training is based in Plymouth. Over 100 ships and submarines from the Royal Navy and the navies of NATO and allied nations benefit from FOST's training expertise each year. I hope that the strategic defence review will recognise the return that could be generated from any investment in the Royal Navy, which offers variety and flexibility in the way in which it operates. I hope that my colleagues on the Government Front Bench appreciate that Devonport's dockyard and naval base provide South East Cornwall and, indeed, the city of Plymouth with a huge amount of benefits. I urge my right hon. Friend the Secretary of State to keep funding in South East Cornwall, and to use the wealth of expertise that we have in our area.”

Jonathan Isaby

23 Jun 2010 06:53:46

Andrea Leadsom draws on her City experience in her maiden speech to explain how to restore the financial services sector to health

Leadsom AndreaAndrea Leadsom won the newly drawn South Northamptonshire seat at the general election. She used her maiden speech during the Budget debate yesterday to speak about restoring health to the financial services sector, drawing on her personal experience:

“To me, it is absolutely key to restore the health of our financial services sector as a critical part of restoring our broken economy. There are two ways of doing that. First, I am glad that my right hon. Friend the Chancellor of the Exchequer has already decided to give back extra responsibility to the Bank of England.

“In 1995, Barings bank collapsed due to rogue trading in the far east. Nick Leeson had found a way to put on massive uncovered derivatives exposure without the knowledge of Barings’ treasury in London, in a different time zone if not on a different planet. At the time, I was managing the investment banks team at Barclays, and we were the principal banker to Barings. The collapse came on a Friday evening and the markets were threatening chaos, but Eddie George, the then Governor of the Bank of England, called together a small group of bankers, including myself, and we worked over the weekend to calm the fears of banks that were exposed to Barings. The direct result was that there was no run on the banks on the Monday morning, Barings was allowed to fail and there was no systemic contagion.

“The difference between that experience and the more recent experience with Northern Rock is the difference between accountability and the tripartite system. In 1995, Eddie George knew that it was down to him to prevent a run on the banks, whereas in the case of Northern Rock, we had the Financial Services Authority looking to the Bank of England, which was looking to the Treasury for action. The result was the first run on a bank in 150 years and a taste of the financial meltdown to come.

“From my experience, I am positive that a key to restoring the health of our financial sector is giving back powers and accountability to the Bank of England, and I am delighted that my right hon. Friend plans to do just that.

“There is a second key action that we need to take as well. The financial crisis was not just a failure of regulation; it was also a failure of competition. The great Adam Smith always said in his wealth-creation ideas that for markets to be free and for us to create new wealth we have to have free entry and free exit of market players.

“But in the world of finance those principles have not been true for years: cost and complexity have created huge barriers to new entry; we have already seen that Governments cannot possibly allow a single bank to fail when there are issues of systemic contagion; and we see every day the distortion of free competition in the power of investment banks to charge huge margins for derivatives trading and underwriting.

“So, I and many of my ex-City colleagues argue that a key way of making our banking system safer is through measures to change the culture of our financial sector. The banks that are supposedly too big to fail must be broken up. The barriers to entry must be removed. The ability to charge monopoly prices must be taken away.”

Jonathan Isaby