Apropos of nothing very much really, here are three modest proposals for changes to the forms in which our currency circulates:
1) Switch to tough Australian-style notes.
2) Introduce a £5 coin. The fiver gets worn out and grubby almost immediately.
3) Eliminate the penny. They cluster in jars everywhere, with no real purpose. What can you buy with them? Inspired by this perhaps, but still a good idea.
These are of course not mutually exclusive; neither are they dependent upon one another.